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Do you think you and your family could become homeless? If you were, how would you handle it?

In the Washington Post article, "They're Just an Ordinary Family -- and Now, They're Homeless" (October 5, 2009), it was reported that homeless shelters are now seeing, "public school teachers, computer technicians and interior designers walk through their doors". They have even, "had a couple people who were lawyers and mortgage brokers."

The article focus' on the Vazquez family. An average middle class family. They were not drunks, drug addicts, nor did they have mental illness. Yet they are homeless. Homelessness is a growing problem. How do you think you would deal with it? Do you even think it could happen to you?

You can read the story here: http://www.washingtonpost.com/wp-dyn/content/article/2009/10/05/AR2009100501296.html?hpid%3Dartslot%26sid%3DST2009100http://www.http://www.washingtonpost.com:80/ac2/wp-dyn?node=admin/registration/register
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Marked as Best! October 05, 2009 08:19 PM
Nobody is immune from the possibility of homelessness, a sad fact in a modern society full of pomp and circumstance. In fact, in today's society with 30-year mortgages and most people living paycheck-to-paycheck, we are all closer to homelesness than the old pioneer struggling to eek out an existence in the wilderness. At least he has a roof over his head that is his and nobody can take it away. It would take a natural disaster to make him homeless, but would only take a couple of months of unemployment to make the average modern citizen homeless.

As for handling homelessness, that is a different story. Everyone handles it differently. Personally, upon finding out I will soon be homeless (because it wouldn't just come all at once, but you would see it coming from a distance and just wouldn't be able to stop it), I would try very hard to procure some kind of vehicle with which to live in, like a van, maybe trading your newer vehicle that you still owe on for an older vehicle someone has that's paid off. I would also try to procure some kind of RV. Some people have RVs rotting on their property that they can't get rid of (can't even junk em) because they have no title to them. Some of them can be easily fixed up to be inhabitable with very little, maybe some scrap wood you can get at a construction site (as they have to pay to haul that stuff off). If I couldn't get the above accomplished in time, I would start making preparations immediately for having to live outdoors. I would gather things I would need like tents, sleeping bags, airmattresses, outdoor cooking equipment, and a weapon of sorts (even something as simple as a baseball bat). I would get in shape as quickly as I possibly can as well because you just don't know how much walking you will be having to do. I would scout out places to go, places to sleep, bridges, parks, homeless shelters, Salvation Army facilities, churches, etc.

My husband, incidentally, has been homeless before for a short time. He said he was living out of a tent and eating beans from a can. He did, however, have a car. If you are homeless, you are basically camping, he said. So prepare to be homeless as you would prepare to go on a very long camping trip. He said it is a rough lifestyle, but on the other hand the positive aspect of being homeless is you find out things about yourself you never knew, like how tough and resilient you really are, and find yourself having a lot of fun being with family a much larger portion of the time and feeling a freedom from debt and possessions weighing you down. He said even though it's uncomfortable without heat and AC and your own bathroom, you actually find yourself healthier and happier once you get used to it, but only as long as you are prepared adequately for the experience of it.
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October 05, 2009 10:09 PM
In contrast to the answer above, I feel there is a certain segment of the population that is in effect completely immune to the possibility of homelessness. If you have 100 friends who would each offer you a job in a second if they found out you were available, you'd probably always be able to scratch out an income one way or another. The secret to being immune is to be connected.

Of course, the other secret is to have a large financial cushion. When the economy was at it's worst, I asked myself "what portion of the population has to go through bankruptcy before it gets to me?" I determined that my country would have to be in an unheard of level of crisis before I would get wiped out. Sure enough, it never got even close to that bad.
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October 06, 2009 02:40 PM
There was a time I would agree with you about a certain segment of the population being immune, but after the Bernie Madoff scandal, I came to realize nobody is immune to losing everything. Foreclosure, tax seizure, repossession, law suit, con artist, identity thieves...there are any number of ways to lose everything you own in the blink of an eye. Additionally, just because you have people who say they will help you out, doesn't mean they will. In fact, the whole reason my husband ended up homeless (at the tender age of 16) was because his parents sent him to stay with a friend of their's many miles away, only to find out after he had spent all his gas money getting there, they never agreed to help his parents out at all. When he called his parents to ask them what the deal was, they told him not to come home. In any case, never say never! It can happen to anybody and really the ONLY way to combat this possibility is to pay cash for everything you can and live well beneath your means, to the point where you can make it on a McDonald's salary if you absolutely have to.
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October 05, 2009 11:45 PM
If I was forced to be homeless by means out of my control

1) I would give up my vices. Quit smoking, drinking coffee and alcohol.
2) Sell my possessions using ebay and craigslist
3) Purchase a vehicle, a car tarp, and a device to use the cigarette lighter as a power source, remove the passengers seat plank the floor, leaving a flat area to lay a foam mattress over as well as storage behind the drivers seat and trunk.
By buying a car tarp you can remain anonymously parked and sleep in your car with less fear of being caught by the police. Also, the tarp will assist with keeping your car insulated and your body heat in during the colder months.
4) Identify food banks, free cooked meals, and free showers in my community. Use a swimming pool's services if necessary, both for the locker space and the shower. Dont let yourself get too dirty
5) Buy a suit from a second hand or thrift store and have it tailored to my size. This expense is relatively cheap and yet invaluable to someone desperate for respect
6) Rent out a PO box from the post office
7) Purchase a cellphone and/or the most minimal contract that would allow for a voicemail
8) Build a resume at a library or employment resource center, and begin searching newspapers (available for free or cheap at your nearest coffee shop/mcdonalds/library etc) and online classified for any sort of employment

By doing this you allow yourself the resources to continue to live in society and possibly exit homelessness as quickly as you became homeless. You cant possibly expect a quick return to a high-end lifestyle, but with the possibility of employment, you cant be left completely hopeless. This method at least promises progress.
Source(s):
http://stealthiswiki.org
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October 06, 2009 12:05 PM
I believe that we are all one paycheck from being homeless. Homeless no longer is for the drunk/drug addict. Professional people from many venues are losing the battle of the financial bulge. Although it is true that many people are losing their jobs, for most the problem is the increase in the cost of living.

On a personal note, I would go down fighting. I fought to get where I am and I will fight just as hard going down. I have 3 kids to care for so my first step would be them. I would place my children with family members to protect them from homelessness with the understanding that I would help contribute to their care. I assume that I am still working, many homeless persons are. I would find a second job to help alleviate the situation.

This question really gets you to thinking. I had to stop a minute because I was getting flooded with thoughts on the subject. Now I am thinking that communal living may not be a bad idea. A few families sharing the same ideal all pitching in to make ends meet. Everyone pitching in to keep up with all of the responsibilities of everyday life.
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